AD&D Insurance – Accidental Death And Dismemberment Insurance – The death of a loved one always brings a strong impact to the immediate family. In addition to the pain of losing that person, the family faces the economic emptiness of those who depend on this person to cover daily expenses: house, food, children’s education, debts, and many other unavoidable commitments. This impact is amplified when the death is caused by an accident since we never think that something bad will happen to someone we love.
At Triple-S Vida we constantly seek to create insurance that can cover all the needs of our clients and we have designed an accidental death and dismemberment product that will provide additional protection when the loss is the result of accidents that can cause the loss of limbs or death. vision and even life. We have called this product Accidental Death and Dismemberment Insurance.
This policy benefits you if you suffer an injury due to an accident and damages where there are no bruises, wounds, or visible evidence but are related to an accident resulting in loss of life or dismemberment.
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Additional travel accident benefit: AD&D Insurance – Accidental Death And Dismemberment Insurance
If the death or dismemberment described above occurs as a result of an accident while traveling as a paid passenger on a public bus, public vehicle, taxi, boat, or any other vehicle operated as a licensed public mode of transportation, or on an aircraft operated by a carrier incorporated in one of its established air routes, or in an official school bus while it is operated on an authorized trip, Triple-S Vida will pay an additional amount equal to the amount payable for death or dismemberment. Payment of this benefit will terminate the policy.
Accidental Death Benefit
We provide cover for death as a direct result, and regardless of other causes, of accidental bodily injury sustained while the policy is in force and death occurs within 90 days of the accident.
Our accidental death insurance allows you to choose between coverage of $5,000, $10,000, $15,000 or $20,000. This product has the advantage that the death benefit will increase annually by 10% of the original cover until it doubles. This increase does not entail a change in the premium established at its origin. Payment of this benefit will terminate the policy.
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Benefit for specific losses
AD&D Insurance – Accidental Death And Dismemberment Insurance -In the event that injuries from an accident occurring while this policy is in force result in one of the following losses, we will pay the benefit indicated:
- 1) Loss of vision in both eyes – Insurance amount
- 2) Loss of both hands – Insurance amount
- 3) Loss of both feet – Insurance amount
- 4) Loss of 1 hand & 1 foot – Insurance amount
- 5) Loss of one foot and sight in one eye – Insurance amount
- 6) Loss of one hand and the sight of one eye – Insurance amount
- 7) Loss of a hand – Half the amount of insurance
- 8) Loss of a foot – Half the amount of insurance
- 9) Loss of vision in one eye – Half the insurance amount
When we use the term “loss” in relation to a hand or foot, it means complete loss up to or above the wrist or ankle. When we use it in relation to an arm or a leg, it means the complete loss up to or above the elbow or knee, When we use this term in relation to an eye, it means the total and irrecoverable loss of vision.
We will not pay losses for more than the above table. In the event that more than one of the indicated losses occurs, we will pay the one that represents the greatest benefit to you. Payment of this benefit will terminate the policy. Thanks for reading AD&D Insurance – Accidental Death And Dismemberment Insurance.