Borrow for school, housing, a business, and more What Is a Government Loan?The U.S. government offers loan programs through different departments to support the needs of individuals, businesses, and communities. These loans provide capital for those who may not qualify for a loan from a private lender. Government loan programs can help: Improve the overall […]
Justices rule in 6-3 decision that 2003 Heroes Act doesn’t authorize president’s debt forgiveness plan Erum Salam and Gloria Oladipo in New YorkFri 30 Jun 2023 16.34 BST The supreme court has ruled against the Biden administration’s $430bn student debt forgiveness plan in a blow to up to 40 million borrowers in the US. In a 6-3 decision, the conservative-leaning […]
We write as engaged researchers in the area of student loans with a plethora of hands-on policy experience, having been involved in detailed analyses and modelling of university financing systems since 1989 in a number of countries. These include, inter alia, Australia, the U.K., Colombia, Chile, Japan, Brazil, the U.S., Malaysia, China, Ireland, Germany, South Korea, […]
It’s always a good idea to save up money before making a large purchase. But in reality, that’s not always possible. That’s especially true for expenses like a college education, a car or a home, or even unexpected emergencies, like medical bills. When you can’t save money in advance, you can take out a loan. […]
Of the different categories of loans that can be drawn by companies, an unsecured loan can often prove to be the best option, thanks to the flexibility and quick turnaround time it offers. In this article, we will look at the pros and cons of unsecured loans. Pros of Unsecured Loans: 1) No collateral required. […]
KEY POINTSThe Federal Reserve raised interest rates by another quarter of a point at the end of its two-day policy meeting.Everything from credit cards and car loans to student loans and mortgages will be affected by the central bank’s 11th rate increase.Here’s a breakdown of what this means for your bottom line.The Fed and your […]
KEY POINTSHome prices are on a tear again across much of the nation, giving back to homeowners the equity they lost last year.Home prices in June hit record highs in 60% of U.S. markets, according to a new report from Black Knight, set to be released Monday.Home equity levels are now back to within 3% […]
KEY POINTS The average personal loan balance last year was $18,255.Total U.S. personal loan debt rose 19.1% between 2021 and 2022.It’s best to only borrow when you need to, and not to pay for non-essential expenses.Check out our picks for best personal loans When you have a need to borrow money, you may be inclined […]
KEY POINTS After personal loan approval, you must sign the loan documents.You’ll need to specify where the money you’re borrowing should go.You’ll have to begin making payments on schedule.Check out our picks for best personal loans Applying for a personal loan allows you to obtain funds you can use for a wide variety of purposes. […]
In 2022, around 4,00,000 international students enrolled in Canadian post-secondary institutes. This figure is a testament to the top-notch education you can avail in Canada. However, studying abroad is not cheap and if you have funding concerns, availing study loan for Canada is a viable option. Here’s all the information on the education loan process […]
